In this week’s newsletter: The climate crisis is making insurance unaffordable for many – and it should worry all of us, even if we think we’re safe from floods, wildfires and hurricanes

• Don’t get Down to Earth delivered to your inbox? Sign up here

I’m worried about insurance.

Some homes are becoming uninsurable due to the rapidly escalating impacts of the climate crisis. And that should worry you too, even if you think your home is safe enough.

Under water, in denial: is Europe drowning out the climate crisis?

The Great Olympic lie: untold story of Winter Games’ huge environmental impact

‘It’s more exciting than Tesco’: can traditional fishing lure Cornwall’s young people?

‘Homes may have to be abandoned’: how climate crisis has reshaped Britain’s flood risk

‘Delays, lowballs, outright denials’: how the LA wildfires have exposed the US’s broken insurance industry

The Guardian view on the rising risk from flooding: uninsurable buildings should focus minds on climate adaptation